Obituaries

Phillip Petracca
B: 1932-10-24
D: 2017-11-15
View Details
Petracca, Phillip
William Collins
B: 1929-06-20
D: 2017-11-15
View Details
Collins, William
Adoracion Ongsiaco
B: 1936-08-26
D: 2017-11-15
View Details
Ongsiaco, Adoracion
Sharon Church
B: 1944-01-19
D: 2017-11-14
View Details
Church, Sharon
Colleen Zitsch
B: 1953-01-20
D: 2017-11-13
View Details
Zitsch, Colleen
Marcelina Cruz
B: 1925-02-25
D: 2017-11-11
View Details
Cruz, Marcelina
Linda Krizan
B: 1942-09-15
D: 2017-11-10
View Details
Krizan , Linda
Edward Oprysk
B: 1917-02-22
D: 2017-11-09
View Details
Oprysk, Edward
Lillias Schuman
B: 1937-10-11
D: 2017-11-09
View Details
Schuman, Lillias
Michael Reilly
B: 1949-01-07
D: 2017-11-08
View Details
Reilly, Michael
Bertha Mastrian
B: 1933-11-26
D: 2017-11-07
View Details
Mastrian , Bertha
Constance Harding
B: 1922-09-19
D: 2017-11-07
View Details
Harding, Constance
Thomas Wujciski
B: 1948-05-06
D: 2017-11-06
View Details
Wujciski, Thomas
Trevor Shaw
B: 1941-12-21
D: 2017-11-06
View Details
Shaw, Trevor
Teresa Yen Nguyen
B: 1937-04-12
D: 2017-11-04
View Details
Nguyen, Teresa Yen
Anne Marciniak
B: 1929-10-05
D: 2017-11-03
View Details
Marciniak, Anne
Andrew Graybush
B: 1938-08-16
D: 2017-11-03
View Details
Graybush, Andrew
Andy Buechert
B: 1964-04-10
D: 2017-11-02
View Details
Buechert, Andy
Alberta Brennan
B: 1927-06-22
D: 2017-11-01
View Details
Brennan, Alberta
Donald Meikle
B: 1959-05-04
D: 2017-10-31
View Details
Meikle, Donald
Michael Roudi
B: 1943-06-14
D: 2017-10-31
View Details
Roudi, Michael

Search

Use the form above to find your loved one. You can search using the name of your loved one, or any family name for current or past services entrusted to our firm.

Click here to view all obituaries
Search Obituaries

Pre-Need Arrangements

Pre need arrangement conference 

May We Take Just A Moment? 
 
The planning concept has been a part of our daily make-up from the beginning of time. To plan for any endeavor, occasion or event simply insures that it is more likely to take the form you intended. Pre-arranging for funeral services is no different. It affords you the opportunity of making decisions at a less stressful time.
 
We endorse the concept of pre-arranging. It is smart, makes good common sense and economically it is an intelligent business decision.
 
Please feel free to contact us with any questions you may have concerning any aspects of arranging a funeral, whether it be pre-need or at need.
 
We stand ready to assist you and your family at all times.
 
James A. Gustafson
President/Manager
 
Richard W. McCriskin, II
Vice President/Director
 
Why do people pre-arrange funerals? 
 
People do pre-arrangements for numerous reasons, the main reason being, to alleviate family burden. Other reasons may be, health issues, personal knowledge, medicaid requirements and that it just makes smart business sense.
 
People who choose and plan their own funeral may take their time planning a funeral, starting it one day and finishing at a later time.
 
The Information is discussed and obtained by those people making the pre-arrangements, assuring positive decisions.
 
Information that may or may not be discussed:
  • Funeral Related:
  • Services, church affiliations, clergy
  • Cemetery, cremation, burial
  • Viewing of the body: public &/or private
  • Type of service: traditional or family specific
  • Professional care of the deceased
Service Related:
  • Discussion of financial options
  • Vital statistical biographical information
  • Preparation & filing of paper, permits & authorizations
  • Preparation & placement of newspaper notices (obituaries & death notice)
  • Cemetery/Crematory arrangements 
  • Clergy/Church arrangement
Information that may be Needed:
  • Social security number
  • Parents names
  • Legal name / maiden names / AKA’s
  • Veterans papers
  • Date of birth / place of birth
  • Insurance / pension information
  • Employment information
  • Biographical information
A second major consideration of the pre-arrangement conference is prepayment of the funeral costs. 
 
This is the way in which monies may be deposited into a specific account for future growth to cover cost of living increased and inflation. This account may also be medicaid protected.
 
We utilize one highly successful, yet simple vehicle for prepayment monies. (NJ Law prohibits funeral homes from taking monies into their general accounts. Monies must be placed in law specific accounts.) Further information can and will be provided.
 
The New Jersey Prepaid Funeral Trust Fund
 
What Is It?
 
When families advance monies to a funeral director as a prepayment, New Jersey law requires the funeral director to place 100% of the funds in a special trust fund. It is for this purpose that in 1981 the New Jersey State Funeral Directors Association established the New Jersey Prepaid Funeral Trust Fund. The Trust Fund is managed in cooperation with one of New Jersey's largest banking institutions, Commerce Bank, the current trust depository. The funds are fully insured to the extent permitted by law by the Federal Deposit Insurance Corporation (FDIC). The funds are, at all times, totally refundable to the purchaser, with interest and without penalty. (Your funeral director will discuss the way in which these basic terms and conditions may be affected and modified by a prepaid arrangement intended to qualify for SSI/Medicaid exclusion.) 
 
The greatest advantage of the New Jersey Prepaid Funeral Trust Fund is that upon the death of the intended funeral recipient the funeral payment is promptly made to the funeral director. Unlike traditional savings vehicles which may close or become inaccessible at the time of death, this account becomes payable.